Fined For An Offence With 4 Options If You Can’t Afford To Pay

by 26 February 2025Knowledge & Insights

Getting fined for an offence can be a stressful experience, especially if you find yourself unable to pay the fine. Whether it’s a traffic offence or a more serious violation, fines are a standard penalty in Singapore.

But what happens when you genuinely can’t afford to pay the amount? In this guide, we’ll explain what you can do, what options are available, and how to seek help when faced with such a situation.

What Happens If You Can’t Pay A Fine In Singapore?

You may face additional legal consequences if you are fined for an offence and fail to pay it by the specified deadline. The default outcome is usually imprisonment, where the duration is determined based on the amount of the unpaid fine. However, before it comes to that, there are several options you can explore to avoid imprisonment.

1. Request For An Extension Of Time To Pay

If you need more time to gather the money, you can apply to the Court for an extension. You must show valid reasons, such as financial hardship or temporary unemployment. The Court may grant you additional time if your circumstances warrant it.

2. Apply To Pay By Instalments

For those who can’t pay the full fine upfront, requesting to pay in instalments is another option. This involves spreading the payment over several months, making it easier to manage your finances. You can apply for this option by visiting the Court and explaining your financial situation.

3. Offer To Perform Community Service

Sometimes, you may be allowed to perform community service instead of paying the fine. This option is typically granted at the Court’s discretion and may depend on the nature of the offence and your circumstances.

4. Seek Financial Assistance

If the fine is substantial and you cannot pay, you may seek financial help from friends, family, or social service agencies. Some agencies may offer assistance or guidance on how to handle legal fines.

 

Can You Go To Jail For Not Paying A Fine?

Yes, if you fail to pay a fine and do not take any of the steps mentioned above, you may be sentenced to imprisonment. The length of imprisonment in Singapore depends on the amount of the unpaid fine. However, it is crucial to note that imprisonment does not erase the fine—if part of the fine remains unpaid after serving the jail term, you may still be liable for the balance.

 

Steps To Take If You Are Summoned To Court For Non-Payment

If you are summoned to Court for non-payment of a fine, it is crucial to understand the steps you should take to avoid further legal trouble. Below are the key actions you can follow.

  1. Attend The Court Hearing: It is essential to attend the hearing if you are summoned. Failing to appear may lead to a warrant of arrest.
  2. Explain Your Situation: Be honest about your financial difficulties and why you could not pay the fine.
  3. Explore Alternatives: Request instalments, community service, or an extension, depending on your circumstances.

 

Types Of Fines You Have To Pay In Singapore

There are generally two types of fines in Singapore:

1. Composition Fines

A composition fine allows an offender to settle a charge without going to Court. It is typically imposed for minor regulatory or traffic offences, such as illegal parking, speeding, or smoking in prohibited areas.

When you receive an “offer of composition,” you can pay a specified amount to resolve the matter without further legal proceedings. However, if you do not accept the offer or fail to pay on time, you may be required to attend Court, where you could face additional penalties.

2. Court Fines

The Court imposes a court fine after you have been found guilty of a criminal offence. These fines apply to more serious crimes like theft or animal abuse. Once the judge orders a fine, you will be given a deadline to pay. Failure to pay within the stipulated timeframe can result in further legal action, including imprisonment.

 

How Can A Lawyer Help?

Engaging a lawyer can be beneficial if you are fined for an offence and unable to pay. A lawyer can advise you on the best course of action, help you apply for alternatives like instalments or community service, and represent you in Court if needed.

At Tembusu Law, our team of experienced criminal lawyers can assist you in navigating the legal process, ensuring your rights are protected, and helping you explore all available options.

 

Conclusion About Fined For An Offence

Being fined for an offence and not having the means to pay can be overwhelming, but there are steps you can take to avoid imprisonment. Whether it’s applying for an extension, paying by instalments, or performing community service, acting quickly and seeking help if needed is essential.

For expert legal guidance, contact Tembusu Law, where you can consult with the best criminal lawyers in Singapore.

 

Frequently Asked Questions About Fined For An Offence

How Can I Apply For Instalment Payments?

You must visit the Court and request an instalment plan explaining your financial situation.

Is Community Service Always An Option?

No, community service is granted at the Court’s discretion and may depend on the offence and your circumstances.

Will Imprisonment Clear My Fine?

No, serving a jail term for non-payment does not always clear the fine. You may still owe the remaining balance.

How Long Is The Jail Term For Unpaid Fines?

The length of imprisonment depends on the amount of the unpaid fine. The Court determines the exact duration.

About the author

About the author

Tembusu Law

Jonathan is the Founder and Managing Director of Tembusu Law. He is also the founder of LawGuide Singapore, a prominent legaltech startup which successfully created and launched Singapore’s first legal chatbot in 2017.

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