Thinking about writing a Will might not be the most exciting task on your to-do list, but it’s one of the most meaningful things you can do for your loved ones. Whether you’re starting a family, buying property, or simply getting your affairs in order, a proper checklist for will preparation can make all the difference in ensuring your wishes are respected and your family is spared unnecessary stress.
In Singapore, Wills are more than just formal documents, they’re your final say. To help you start confidently, we’ve created this practical, easy-to-follow guide based on real legal considerations. It’s structured to suit everyday folks, with no jargon or legalese, and tailored to local law.
The Ultimate Checklist For Preparing A Will In Singapore
Here’s what you should have in place before you start writing your Will:
1. Identify Your Assets Clearly
List your properties, bank accounts, insurance policies, CPF savings (note: CPF cannot be willed), and personal items. Be as specific as possible to avoid confusion later.
2. Decide On Your Beneficiaries
Think carefully about who you want to inherit your assets: spouse, children, parents, charities, or friends. You’ll also need to consider how much each person will receive.
3. Choose A Reliable Executor
This is the person (or people) who will carry out your Will. Make sure they are responsible and trustworthy, they’ll be managing your estate and ensuring your wishes are fulfilled.
4. Appoint Guardians (If You Have Young Children)
If you have children under 21, include a clause to name their legal guardians. This ensures they’re cared for by someone you trust in the event that both parents pass away.
5. Decide On Special Gifts Or Instructions
Do you want to leave your wedding ring to your eldest daughter? Or your car to a specific friend? This is the section for those meaningful, personal instructions.
6. Consider Setting Up A Trust (If Needed)
For minors or loved ones with special needs, a trust can help manage assets over time instead of giving them a lump sum upfront.
7. Understand What Cannot Be Included In A Will
For example, CPF savings must be distributed using a CPF nomination. Life insurance proceeds may be governed by their policy terms. It’s essential to know these exceptions.
8. Ensure Proper Signing And Witnessing
Your Will must be signed in the presence of two witnesses, who also need to sign the Will in your presence. Witnesses cannot be beneficiaries.
9. Store The Will Safely
Let a trusted person know where your original Will is kept. You can keep it at home, with your lawyer, or even with the Court’s Will Registry.
10. Update When Necessary
Life changes, such as marriage, Divorce, children, or major purchases, can affect your Will. Make it a habit to review and revise it when your circumstances change.
Mistakes To Avoid When Writing A Will
- Using unclear language that causes confusion
- Forgetting to sign your Will properly
- Leaving out backup plans (e.g. if a beneficiary dies before you)
- Failing to appoint a trustworthy executor
- Assuming CPF savings can be included
By following this checklist for preparing a will, you reduce the chance of errors that may invalidate your Will or create family disputes.
Why You Need A Will In Singapore
A Will lets you decide what happens to your assets after you pass away. Without one, your estate will be distributed under Singapore’s intestacy laws, which may not reflect your personal wishes. And without a Will, your family may have to go through more paperwork and longer waits to settle matters through the Court.
Preparing your Will doesn’t have to be complicated, but it does need to be done properly. That’s where a solid will preparation checklist comes in.
Conclusion About The Checklist For Preparing A Will
Preparing a Will is a powerful way to care for your family, even after you’re gone. With this checklist for will preparation, you now have a clear starting point to get your affairs in order, calmly, carefully, and with peace of mind.
If you’re ready to take the next step, Tembusu Law is here to help. Known for having some of the best criminal lawyers and family lawyers in Singapore, we also offer trusted guidance for Will writing and estate planning.
Reach out today for a free and confidential consultation and give your family the clarity they deserve.
Frequently Asked Questions About The Checklist For Preparing A Will
What Makes A Will Legally Valid In Singapore?
It must be in writing, signed by the testator in the presence of two witnesses, and the witnesses must also sign in the testator’s presence.
Is It Necessary To Use A Lawyer To Write A Will?
While not legally required, using a lawyer helps ensure that your Will is clear, complete, and compliant with the law.
Can I Change My Will After It’s Been Written?
Yes. You can update your Will anytime by making a new one or adding a codicil, but it must be properly signed and witnessed again.
What Happens If I Die Without A Will In Singapore?
Your assets will be distributed under the Intestate Succession Act, which may not reflect your personal wishes and could lead to delays.
Who Can Be My Executor?
Anyone over 21, typically a trusted family member or friend. You can also appoint a lawyer or a trust company.
