No one expects it. You’re driving to work, the grocery store, or just home, and suddenly, it happens. A bump, a screech, a jolt. Your heart races. Your mind blanks. If you’re unsure what to do after a traffic accident in Singapore, you’re not alone. Whether it’s a minor knock or a more serious collision, knowing what to do in a traffic accident can help you stay calm, act responsibly, and protect your rights.
This guide walks you through the next steps, not in legal jargon, but in plain language that’s easy to understand and remember.
1. Check For Injuries And Ensure Safety
The first thing to do after any traffic accident is to stay calm and check if anyone, yourself, passengers, pedestrians, or the other party is injured.
In Singapore, if anyone is injured in an accident, you are legally required to call for an ambulance by dialling 995 and to inform the police immediately by calling 999. You should not attempt to move any injured person unless there’s a risk of further harm (e.g., fire or explosion).
If no one is seriously hurt and it’s safe to do so, turn on your hazard lights and place a warning triangle at least 20 metres behind your vehicle. This alerts oncoming drivers and helps prevent further accidents.
Tip: Safety always comes first. Your legal obligations come after ensuring lives are not at further risk.
2. Do Not Move Your Vehicle Without Legal Grounds
According to the Singapore Road Traffic Act, if your vehicle is involved in an accident, you must not move it from the accident spot unless it is:
- Obstructing traffic or creating a hazard
- In a dangerous location (like a bend or slope)
- Directed to do so by the police
Before you move your vehicle, take clear photos of the accident scene from different angles. Capture:
- Vehicle positions
- Visible damages
- Skid marks (if any)
- Road conditions
- Street signs, traffic lights, or lane markings
This evidence may be crucial if the incident goes to Court or becomes a dispute with insurers.
3. Exchange Necessary Information With All Parties Involved
Singapore law requires all drivers involved in an accident to exchange these details:
- Full name and NRIC/FIN
- Contact number
- Vehicle registration number
- Name of insurance company
- Driver’s licence details (especially if the driver is not the vehicle owner)
You must also cooperate fully with the police or any Traffic Police officer at the scene.
If there are witnesses, it’s in your best interest to obtain their names and phone numbers too. Witness statements can become valuable when fault is disputed.
Tip: Keep communication calm and neutral. Never argue or admit liability at the scene.
4. Report The Accident Within The Required Timeframe
Under the Motor Claims Framework set by the General Insurance Association (GIA) of Singapore:
- You must report all accidents, regardless of severity or fault, within 24 hours or by the next working day
- This includes accidents where there’s no visible damage, or you’ve agreed to settle privately
- Failure to report could result in your insurance claim being denied, or even affect your No Claims Discount (NCD)
In addition to your insurer, you must file a police report in the following situations:
- Someone is injured or dies
- There’s damage to government property (e.g., traffic lights, road dividers)
- The accident involves a foreign vehicle (e.g., Malaysian cars)
- The other party refuses to provide details
- A criminal offence may have been committed (e.g, hit-and-run)
Tip: Most insurers have approved reporting centres and authorised workshops. Visit these to avoid complications with your policy.
5. Document The Accident In Detail
Your memory will fade, especially after a stressful incident. Document everything as soon as you can:
- Time and date of the accident
- Exact location
- A written sequence of events in your own words
- Road and weather conditions
- Any relevant observations, like speeding, sudden braking, illegal turns
Keep a copy of:
- All photos taken
- Dashcam footage (if any)
- Police report (if lodged)
- Receipts for towing or medical attention
- Written communication with the other party or witnesses
Tip: This documentation is useful not only for insurance but also if legal action is involved later.
6. Avoid Admitting Fault Or Apologising Prematurely
Even if you feel guilty or responsible, do not say things like “I didn’t see you” or “It’s my fault”. According to legal best practices in Singapore, admitting fault prematurely can be used against you in insurance or legal proceedings.
It’s also not your job to determine liability; that’s up to the insurers, the Traffic Police, or the Court, depending on the case.
Focus instead on:
- Staying polite and calm
- Sticking to the facts
- Avoiding arguments or accusations
Tip: If you’re pressured or feel unsure about what to say, politely state you’d prefer to let your insurer or lawyer handle the matter.
7. Seek Legal Advice If Needed
Sometimes, things get complicated, especially if there are injuries, serious damage, or disputes about who’s at fault. That’s when it helps to speak to experienced lawyers who understand what to do in a traffic accident.
At Tembusu Law, we’re known as the best criminal lawyers in Singapore, ready to help you through the process with clarity and care.
Conclusion About Things To Do After A Traffic Accident
A traffic accident can shake you up, but knowing what to do after a traffic accident makes all the difference. From staying safe to reporting the incident and getting legal support, every step you take matters.
And if things turn legal or you need help navigating the next steps, Tembusu Law is here to support you with some of the best criminal lawyers and family lawyers in Singapore.
Been in an accident and unsure what to do next? Reach out to Tembusu Law today. We’re here to help you move forward with confidence.
Frequently Asked Questions About Things To Do After A Traffic Accident
Do I Have To Report A Minor Accident To My Insurer?
Yes, all accidents must be reported within 24 hours or by the next working day, even if they seem minor or you don’t intend to make a claim.
Can I Settle A Traffic Accident Privately In Singapore?
Private settlements are allowed, but you must still report the incident to your insurer. Always document everything clearly in writing and keep copies of all communications.
What If The Other Driver Refuses To Exchange Details?
Stay calm and avoid confrontation. Note down their car plate number and call the police. Try to get a photo of the scene and vehicle if safe to do so.
Is It Necessary To Call The Police After Every Accident?
No, but it is required if someone is injured, public property is damaged, or a foreign vehicle is involved. When in doubt, call the police.
Can I Claim For Medical Costs After A Traffic Accident?
Yes, you may claim medical expenses under personal injury cover in your insurance or from the other party, depending on who’s at fault.
